U.S. Bancorp USB · NYSE
$56.29 -1.06% (-$0.61)
Summary
83 / 100 · Bulios Score
What speaks for it
- Revenue grew by 16% a year over the last 3 years.
- It has raised its dividend 15 years in a row and pays out only 40% of profit.
- The share price is below the Bulios Fair Price.
- Out of every 100 USD of revenue, 19 USD is left as net profit.
What to watch
- Analysts expect revenue to fall by 27% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 10.8 USD for 1 USD of yearly profit. Over the last five years it was 11.4 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 11% a year over 5 years. Over the last 3 years it grew by 16% a year. For the next fiscal year analysts expect revenue to fall by 27%. Earnings per share grew by 7.7% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 36 USD
- Sales and administration 40 USD
- Taxes and other 5.3 USD
- Net profit 19 USD
Net profit, industry median (Banks - Regional) 20 USD
Out of every 100 USD of revenue, 19 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Moderate, safe- Yield
- 3.69%
- Paid out of profit
- 40%
- Raised in a row
- 15 years
You receive $2.10 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 25
- Hold 22
- Sell 2
Today's price within the analysts' price targets
The average target of $69.94 is 24% above today's price. 51% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Wealth Management And Investment Services 39%
- Payment Services 32%
- Consumer And Small Business Banking 29%
By region
- Segment Two 57%
- Segment Four 33%
- Segment Three 10%
Wealth Management And Investment Services brings in 39% of revenue.
Segments in detail